California has 60,000 black bears, and they are venturing far from their usual habitat in search of food and shelter. It’s the humans who have to adapt.

The poorest people in the U.S. face the most acute shortage of affordable homes. That’s partly because the majority of low-income housing financed in recent years has been for those earning at least 50% of an area’s median income.

Since 2000, the value of the S&P 500 has gained about 600% while inflation-adjusted worker earnings have climbed just 12.5%.